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Money Quotes That Will Change The Way You Think About Money

Money Quotes That Will Change The Way You Think About Money

Quotes About Money

When I think of money quotes the first things that come to mind are songs – Can’t Buy Me Love, Mo Money Mo Problems and others. 

I can’t say I’m overly inspired by either of those to save money or make extra money.  But there are money quotes from well-known money experts that I find inspiring.  Here I will share some of the best quotes about money I’ve found.

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Saving Quotes On Money

I used to keep journals when I was younger.  Pages of daily writing about anything and everything, dream journals, and even journals with a tiny lock and key to keep my parents out. 

As an adult, I especially love saving my favorite inspirational quotes in a journal.

With a preschooler, two part-time jobs, and blogging, I don’t have the time to journal like I used to.  I still love to keep to-do lists and love the satisfaction of crossing things off my list that I’ve accomplished. 

I’ve even been known to add things to my list at the end of the day that I did that weren’t originally on my list, just so I could cross them off!

Enter bullet journals!  They are a fun, creative, and satisfying way to keep track of so many things in your life. 

I love the idea of writing your favorite quotes down so you can flip through them when you need inspiration. 

Even though I blog and like writing on the computer, there is something even nicer about a tangible book especially for keeping track of things like favorite quotes.

Lately as I juggle being a part-time stay-at-home mom, working out of the home, working at home as a search engine evaluator, and blogging, I’ve been thinking a lot about money. 

How much we need as a family, am I making enough, can we afford if I work less so I can be with our daughter more, should I try to make more money.

I don’t have any final answer to this, but for inspiration I have been reading quotes about money.  It helps me figure out my priorities and just might spark a direction. 

I want to share these saving money quotes and making money quotes to help inspire you in your financial life too. 

They would be great to include in your bullet journal to keep you on track with goals like saving money, making more money, and getting out of debt.

Also here are 38 powerful money affirmations to help you attract wealth and abundance!

Related reading:

Making Money Quotes:

1. “Money often costs too much.”

– Ralph Waldo Emerson

2. “Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work.”

– Robert Orben

3. “It frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.”

– Groucho Marx

4. “Never spend your money before you have earned it.”

—Thomas Jefferson

5. “Everyone wants to ride with you in the limo, but what you want is someone who will take the bus with you when the limo breaks down.”

– Oprah Winfrey

6. “Money is something you have to make in case you don’t die.”

– Max Asnas

7. “To fulfill a dream, to be allowed to sweat over lonely labor, to be given a chance to create, is the meat and potatoes of life. The money is the gravy.”

– Bette Davis

8. “Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort.”

– Franklin D. Roosevelt

9. “It takes as much energy to wish as it does to plan.”

— Eleanor Roosevelt

10. “Don’t go to work to make money; go to work to spread joy.”

– Marianne Williamson

Related post: 5 Best Money Manifestation Affirmations that Will Change Your Mindset

11. “I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years.”

– Warren Buffett

12. “Making money isn’t hard in itself… What’s hard is to earn it doing something worth devoting one’s life to.”

– Carlos Ruiz Zafón, The Shadow of the Wind

13. “Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the “gotta have it” scale.”

– Zig Ziglar

14. “To give real service you must add something which cannot be bought or measured with money, and that is sincerity and integrity.”

– Douglas Adams

15. “You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you.”

— Maya Angelou

16. “Most people work just hard enough not to get fired and get paid just enough money not to quit”

— George Carlin

17. “I’m not motivated by money or power or fame. In the end, it doesn’t bring much happiness. The only thing that is driving me is self-satisfaction, self-validation.”

– William Clay Ford, Jr.

18. “Your income can grow only to the extent you do.”

– T. Harv Eker

19. “If plan A fails, remember there are 25 more letters.”

– Chris Guillebeau

20. “I find out what the world needs. Then, I go ahead and invent it.”

– Thomas A. Edison

21. “We make a living by what we get, but we make a life by what we give.”

— Winston Churchill

22. “Don’t think money does everything or you are going to end up doing everything for money.”

– Voltaire

23. “Do the one thing you think you cannot do. Fail at it. Try again. Do better the second time. The only people who never tumble are those who never mount the high wire. This is your moment. Own it.”

– Oprah Winfrey

24. “The question isn’t who is going to let me; it’s who is going to stop me.”

– Ayn Rand

25. “If hard work were such a wonderful thing, surely the rich would have kept it all to themselves.”

– Lane Kirkland

Related post: How to Attract Wealth by Using Vision Boards the Right Way

26. “If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know and start charging for it.”

– Kim Garst

27. “They were a people so primitive they did not know how to get money, except by working for it.”

– Joseph Addison

28. “Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery.”

– Charles Dickens

29. “Fortune sides with him who dares.”

– Virgil

30. “If you make meaning, you’ll make money.”

– Guy Kawasaki

31. “Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each.”

― Christopher Rice

32. “The goal isn’t more money. The goal is living life on your terms.”

– Chris Brogan

33. “Success is not the result of making money; earning money is the result of success – and success is in direct proportion to our service.”

– Earl Nightingale

34. “I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.

– Warren Buffett

35. “What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us.”

— Julia Cameron

36. “All the money you made will never buy back your soul.”

– Bob Dylan

37. “Opportunity is missed by most people because it is dressed in overalls and looks like work.”

– Thomas Edison

38. “Earn with your mind, not your time.”

– Naval Ravikant

39. “Don’t just make money, make a difference.”

– Grant Cardone

40. “We don’t make movies to make money, we make money to make more movies.”

– Walt Disney

41. “The money you make is a symbol of the value you create.”

― Idowu Koyenikan, Wealth for All: Living a Life of Success at the Edge of Your Ability

42. “Focusing your life solely on making a buck shows a poverty of ambition. It asks too little of yourself. And it will leave you unfulfilled.”

– Barack Obama

43. “Don’t let making a living prevent you from making a life.”

– John Wooden

44. “Success is walking from failure to failure with no loss of enthusiasm.”

– Winston Churchill

45. “Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do.”

– Mark Twain

46. “When defeat comes, accept it as a signal that your plans are not sound, rebuild those plans, and set sail once more toward your coveted goal.”

– Napoleon Hill

47. “If you can get paid for doing what you love, every paycheck is a bonus.”

– Oprah Winfrey

48. “It is our choices, that show what we truly are, far more than our abilities.”

– J. K Rowling

49. “Change your focus from making money to serving more people. Serving people makes the money come in.”

– Robert T. Kiyosaki

50. “They deem me mad because I will not sell my days for gold; and I deem them mad because they think my days have a price.”

– Kahlil Gibran

51. “Remember that the only purpose of money is to get you what you want, so think hard about what you value and put it above money.”

– Ray Dalio

52. “The more your money works for you, the less you have to work for money.”

― Idowu Koyenikan

53. “Money grows on the tree of persistence.”

– Japanese Proverb

54. “I’m a great believer in luck, and I find the harder I work the more I have of it.”

– Thomas Jefferson

55. “He sacrifices his health in order to make money. Then he sacrifices money to recuperate his health. And then he is so anxious about the future that he does not enjoy the present; the result being that he does not live in the present or the future; he lives as if he is never going to die, and then dies having never really lived.”

– Dalai Lama

56. “Possessions make you rich? I don’t have that type of richness. My richness is life, forever.”

― Bob Marley

Related content:

Saving money quotes:

57. “A simple fact that is hard to learn is that the time to save money is when you have some.”

— Joe Moore

58. “The waste of money cures itself, for soon there is no more to waste.”

– M.W. Harrison

59. “Wealth consists not in having great possessions, but in having few wants.”

– Epictetus

60. “Someone’s sitting in the shade today because someone planted a tree a long time ago.”

– Warren Buffett

61. “It’s amazing how fast later comes when you buy now!”

— Milton Berle

62. “It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.”

— Robert Kiyosaki

63. “If you live for having it all, what you have is never enough.”

– Vicki Robin

64. “Do not save what is left after spending, but spend what is left after saving.”

– Warren Buffett

65. “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have, you will never, ever have enough.”

– Oprah Winfrey

66. “How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.”

– Robert G. Allen

67. “If you cannot control your emotions, you cannot control your money.”

– Warren Buffett

68. “Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.”

— James W. Frick

69. “Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.”

— Dave Ramsey

70. “I have enough money to last me the rest of my life, unless I buy something.”

– Jackie Mason

71. “Money is multiplied in practical value depending on the number of W’s you control in your life: what you do, when you do it, where you do it, and with whom you do it.”

— Timothy Ferriss

72. “Just because you can afford it doesn’t mean you should buy it.”

– Suze Orman

73. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.”

— T.T. Munger

74. “There is a very easy way to return from a casino with a small fortune: go there with a large one.”

– Jack Yelton

75. “A bargain is something you can’t use at a price you can’t resist.”

– Franklin Jones

76. “If you would be wealthy, think of saving as well as getting.”

— Benjamin Franklin

77. “Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises.”

— Aristotle

78. “Too many people spend money they haven’t earned to buy things they don’t want to impress people they don’t like.”

– Will Rogers

79. “You can be young without money, but you can’t be old without it.”

– Tennessee Williams

80. “You must gain control over your money or the lack of it will forever control you.”

— Dave Ramsey

81. “It’s easier to feel a little more spiritual with a couple of bucks in your pocket.”

― Craig Ferguson

82. “Many folks think they aren’t good at earning money, when what they don’t know is how to use it.”

— Frank A. Clark

83. “That man is richest whose pleasures are cheapest.”

– Henry David Thoreau

84. “Budget: a mathematical confirmation of your suspicions.”

– A.A. Latimer

85. “Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.”

— Johann Wolfgang von Goethe

86. “Frugality includes all the other virtues.”

– Cicero

For a free daily planner with inspirational quotes, click here

Funny money quotes:

87. “The only reason I made a commercial for American Express was to pay for my American Express bill.”

– Peter Ustinov

88. “This planet has – or rather had – a problem, which was this: most of the people living on it were unhappy for pretty much of the time. Many solutions were suggested for this problem, but most of these were largely concerned with the movement of small green pieces of paper, which was odd because on the whole it wasn’t the small green pieces of paper that were unhappy.”

– Douglas Adams, The Hitchhiker’s Guide to the Galaxy

89. “I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too.”

– Steve Martin

90. “The stock market is designed to transfer money from the active to the patient.”

– Warren Buffett

91. “Dogs have no money. Isn’t that amazing? They’re broke their entire lives. But they get through. You know why dogs have no money?…No pockets.”

– Jerry Seinfeld

92. “A bank is a place that will lend you money if you can prove that you don’t need it.”

– Bob Hope

93. “People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily.”

– Zig Ziglar

94. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”

— Ayn Rand

95. “Wealth is not about having a lot of money; it’s about having a lot of options.”

– Chris Rock

96. “While money can’t buy happiness, it certainly lets you choose your own form of misery.”

– Groucho Marx

97. “Money is better than poverty, if only for financial reasons.”

– Woody Allen

98. “The way to stop financial joyriding is to arrest the chauffeur, not the automobile.”

– Woodrow Wilson

99. “Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.”

— Paul Samuelson

And let’s end with one of the best about money quotes – it’s just too good:

100. “It’s clearly a budget. It’s got lots of numbers in it.”

― George W. Bush

You can pick up one of these bullet journals on Amazon to keep track of all your favorite quotes about money.

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What are your favorite money quotes?

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Krystall Simmons

Sunday 9th of February 2020

Thank you for the quote I'm including one on my post :)


Sunday 9th of February 2020

That's fun! Which money quote are you including? :)

Brilliant Bullet Journal Ideas for Organizing Your Money - The Curious Frugal

Monday 4th of March 2019

[…] Inspirational money quotes – by The Curious […]

Janice Wald

Sunday 17th of February 2019

Congratulations Nicole! Your post won the Inspire Me Monday Linky Party. You'll be featured on my site tomorrow. Janice


Sunday 17th of February 2019

Thanks so much for the feature Janice! Hope you're having a great weekend! :)

Melos Ajvazi

Monday 11th of February 2019

I find it special the first one

Money often costs too much

I don't know why, but I can totally relate to it.

The others, pretty much say the same thing to me. Like find a passion and make money with it.

This is true in fact. If your focus isn't just money, in the end, you will achieve it.

That was true for me on my blogging career too.


Monday 11th of February 2019

Glad you found something that resonated with you :)

Evelin Richter

Monday 11th of February 2019

Good quotes! The book that completely changed my way of thinking about money is “Your money or your life!” by Vicki Robin . If you haven’t read it yet I would recommend it. I have it if you want to borrow it Suchot.


Monday 11th of February 2019

I have it and have read it multiple times! Love it and it totally changed my thinking as well! If I want to buy a non-essential I still automatically figure out how many hours I would have to work to afford that thing. It makes a lot of purchases less attractive! Glad you liked the money quotes, something different :)

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